Creator platforms that pay by SEPA bank transfer

1. 1

   Fansly★★★★★★★★★★3.9/5

   Paxum, Cosmopayment, SEPA bank transfer, SWIFT international wire, cryptocurrency

   20% platform fee on everything — creators keep 80% of subscriptions, tips, and PPV · minimum $20 via Paxum/Cosmopayment; $50 SEPA (EU/UK); $100 crypto or SWIFT wire (as of our July 2026 check)

   Read the full Fansly review →
2. 2

   Stripchat★★★★★★★★★★3.9/5

   Paxum, CosmoPay, ePayService, Yoursafe, ACH/direct, checks, SEPA (EUR wire), international wire, Visa, and crypto (BTC, ETH, USDT, USDC).

   Platform keeps roughly 40-45% of token spend; models net about 55% on average (1 token = $0.05 to the model), with the per-token-pack cut reaching ~52% on some bundles. · minimum Method-dependent: $50 for Paxum, CosmoPay, ePayService and BTC/USDT; $100 for ACH/direct, checks, SEPA and ETH/USDC; $500 for international wire.

   Read the full Stripchat review →
3. 3

   BongaCams★★★★★★★★★★3.8/5

   Paxum (no fee), WebMoney (3%), SEPA/Revolut bank transfer, cryptocurrency, and direct-to-card Visa/Mastercard (1.5% + $2.50).

   Roughly 50/50 token split — officially 'over 50%' to models (about 5 cents per token, vs ~10 cents paid by members); new models can start near 40% (~4 cents) before profile bonuses. · minimum $50 standard weekly; instant/on-demand as low as $20 (Paxum, WebMoney) or $50 (crypto).

   Read the full BongaCams review →
4. 4

   Chaturbate★★★★★★★★★★3.8/5

   Paxum ($0.50), CosmoPayment ($1.00), ACH/direct deposit (free), SEPA ($8.95), Canada EFT ($8.95), check by mail, FedEx check ($40–$80), Bitcoin/Ethereum ($45 each, $200 min).

   Token freemium model — viewers pay ~$0.10 per token, the model is credited $0.05 (an effective ~50/50 split); established/Fan Club broadcasters can reach $0.06–$0.08 per token. · minimum $50 for standard methods (Paxum, ACH/direct deposit, SEPA, Canada EFT, check by mail); $200 for crypto (BTC/ETH) and FedEx check.

   Read the full Chaturbate review →
5. 5

   LoyalFans★★★★★★★★★★3.7/5

   ACH (US), EFT (Canada), SEPA (EU), UK bank, Paxum, PagoMundo free; wire $20-45 fee; crypto $20 fee; no PayPal/Venmo/CashApp

   20% platform fee — creators keep 80% of all earnings · minimum $50 ($200 for international wires); smaller balances roll over to the next period

   Read the full LoyalFans review →
6. 6

   F2F (Friends2Follow)★★★★★★★★★★3.4/5

   Direct bank transfer via IBAN/SEPA, plus international bank transfer; iDEAL is a fan payment method, not a payout rail

   20% platform fee — creators keep 80% (consistently reported; one marketing blurb claims 82%, but 80% is the reliable figure) · minimum None — no minimum payout threshold

   Read the full F2F (Friends2Follow) review →
7. 7

   My.Club★★★★★★★★★★3.4/5

   Eight options — Paxum, COSMO Payment, ACH, crypto (BTC/ETH/USDC), SEPA, Directa24, Yoursafe and international IBAN wire.

   Flat 20% platform commission across subscriptions, PPV and tips — creators keep 80%. · minimum $50 USD, varying by payout method, with per-method processing fees.

   Read the full My.Club review →
8. 8

   MYM (Meet Your Model)★★★★★★★★★★3.4/5

   Bank transfer / IBAN (SEPA) and PayPal only.

   25% platform commission on subscriptions (creator keeps 75%); the cut is lower by category — roughly 20% on private/PPV media and about 10% on tips — and decreases further as you earn more, with a SuperStar program returning ~1% and a 10% referral commission. · minimum Around $50 of validated earnings — some third-party guides cite $100, and MYM's own pages don't confirm a figure.

   Read the full MYM (Meet Your Model) review →
9. 9

   FansyMe★★★★★★★★★★3.3/5

   SEPA bank transfer, Paxum, and crypto (a verified payout method must be added first).

   20% platform commission (creators keep 80% by default, up to 85% as a Featured Creator; only 70-75% on live formats). · minimum Not disclosed on any public page.

   Read the full FansyMe review →
10. 10

    LiveJasmin★★★★★★★★★★3.3/5

    Paxum, ACH/direct deposit, international wire, EUR SEPA, WebMoney, cryptocurrency, PagoMundo, Pandablue, Cosmo Payment, ePayService, and US checks

    Tiered model revenue share: new models start at 30% and climb to about 60% on standard live/private streaming (the top standard tier reportedly needs roughly 2,500 USD in earnings per two-month period). Fan Club subscriptions pay models 80%; the marketed "up to 80%" mostly reflects Fan Club and referral income, not typical private shows. Credits are worth roughly 1 USD each, so the platform keeps ~40-70% of standard spend. · minimum 100 USD standard; 300 USD for EUR SEPA and international wire

    Read the full LiveJasmin review →
11. 11

    CAM4★★★★★★★★★★3.2/5

    Paxum, Yoursafe, US and Canadian direct deposit, Euro wire (SEPA/SWIFT), USDT crypto, WPayments, Pinguino and Moneibox — plus a Cash-to-Tokens option to convert a balance back into tokens.

    Freemium token economy — each token is worth $0.10 to the model, with CAM4 keeping up to ~50% of viewer token spend (roughly a 50/50 split), improving toward the model only on large buyer bundles. · minimum $50 balance, which applies to essentially all payout methods.

    Read the full CAM4 review →
12. 12

    Uncove★★★★★★★★★★3.2/5

    Bank transfer only (SEPA / IBAN-RIB); payout currency can be changed in settings.

    20% platform fee — creators keep 80% (drops to 70% when a Promoter/VIP referred the fan or on a paid collaboration). · minimum 50 EUR wallet threshold; the balance rolls over to the next cycle if not reached.

    Read the full Uncove review →
13. 13

    FapHouse★★★★★★★★★★3.1/5

    Paxum, wire transfer, SEPA, ACH, plus crypto (BTC, USDT, ETH, USDC).

    Creator revenue-share not officially published; one secondary source estimates the platform keeps ~15-20% (unconfirmed). The cited 25%/10%/20% figures are FapCash AFFILIATE commissions, not the creator split. · minimum $50 (documented for the FapCash affiliate program; a separate minimum for model/studio content payouts is not publicly published).

    Read the full FapHouse review →
14. 14

    MALOUM★★★★★★★★★★3.1/5

    Bank transfer via SEPA credit memo to your registered account; the platform states it charges no payout fees.

    20% platform commission — creators keep 80%, though the terms note that 80% equals only about 69.5% of the net price once a separate 15% fan-side service fee is applied. · minimum EUR 30 per month per the creator terms (§15.7); anything below that rolls forward — which contradicts the site's 'no minimum' marketing.

    Read the full MALOUM review →
15. 15

    Streamate★★★★★★★★★★3.1/5

    Check (mailed/FedEx), ACH/direct deposit, wire transfer, Paxum, and a FirstChoicePay/regional e-wallet (SEPA where supported).

    ~65% platform cut / ~35% to the model on live cam shows (clip and video-store sales reportedly split closer to 50/50). · minimum $20

    Read the full Streamate review →
16. 16

    4based★★★★★★★★★★3.0/5

    Primarily (per most reviews, only) direct SEPA/IBAN bank transfer; wire and Paxum cited by one source and not corroborated

    15% platform commission — creators keep ~85% (vs OnlyFans' 20% cut) · minimum $50 USD per most reviews; one 2025 comparison claims no minimum — sources conflict

    Read the full 4based review →
17. 17

    Clips4Sale★★★★★★★★★★3.0/5

    Check (US/Canada, no fee), ACH (US, no fee), wire ($20 US/CA, $45 non-EU intl), SEPA (EU, no fee, EUR), Paxum (no C4S fee), crypto/USDT ($10 fee)

    40% platform commission on clip sales (creators keep 60%); 80% to creators on tips/tributes and custom clips · minimum $50 USD (Canada $100; international stores $150)

    Read the full Clips4Sale review →
18. 18

    Big7★★★★★★★★★★2.9/5

    Bank transfer / SEPA; German VAT-registered partners can be invoiced with VAT added. cash.big7 vaguely claims 'almost all common payment methods' but does not list them — EUR- and bank-centric.

    Base creator revenue share ~25%, chargeback-free ('stornofrei'), with no payment fees deducted. Some pages cite 40% on video/photo sales and cash.big7 ties a 40% bonus to self-referred customers; the marketed 'up to 70%' combines the base with referral commission. cash.big7 publishes affiliate terms (30% lifetime, up to 120 EUR/sale) but no clean model split. Platform sets all pricing. · minimum 30 EUR (roughly 33 USD), documented consistently across sources; balances below the minimum roll over to the following month.

    Read the full Big7 review →
19. 19

    ModelCentro★★★★★★★★★★2.9/5

    Paxum, Payoneer, checks, US ACH direct deposit, wire/international bank transfer, SEPA (EUR bank transfer), and USDT stablecoin crypto.

    No startup, maintenance or cancellation fees. Reviewers consistently report a stacked cut on direct-traffic signups — roughly 10% payment processing, then about 25% taken from the remainder — leaving creators about 65% net. Affiliate-referred subs incur an extra affiliate share. ModelCentro does not officially publish a creator-share percentage. · minimum Varies by method: Paxum ~$50, checks/Payoneer/US ACH ~$100, wire ~$500. SEPA (EUR) has no fixed minimum but adds ~2% currency conversion. Lowest is ~$50 via Paxum.

    Read the full ModelCentro review →
20. 20

    MyDirtyHobby★★★★★★★★★★2.9/5

    Direct bank transfer (IBAN/SEPA), international bank transfer/wire, Paxum, and Cosmo Payment.

    No fee published by the platform; secondary creator reviews report a low creator share of ~25% (non-US) / ~35% (US), rising to ~50% only by meeting upload quotas — a large platform cut versus 80% OnlyFans-style rivals. · minimum Not published by the platform (treat any figure seen elsewhere with caution).

    Read the full MyDirtyHobby review →
21. 21

    OkFans★★★★★★★★★★2.9/5

    Bank rails only — SEPA, ACH, wire transfer and Paysera; no card, PayPal or crypto.

    20% platform commission — creators keep 80% across subscriptions, PPV, tips and paid messages. · minimum $10 minimum withdrawal.

    Read the full OkFans review →

Not counted either way: Flirt4Free, HoneyDrip, JVID, SWAG (SWAG.live), SuicideGirls, Southern Charms, Uplust don't publish how they pay creators, so they are left off both lists rather than assumed. “We couldn't find out” is not the same as “no”.