My.Club Review 2026

What My.Club is — and who it's for

My.Club is an adult-friendly subscription platform where creators sell access to exclusive content through monthly subscriptions, pay-per-view (PPV) messages and tips. It launched around 2020 and is widely described as a sister site to the live-cam giant Stripchat, built by the same team. That lineage matters more than any single feature: the platform's biggest selling point is a direct Stripchat integration that funnels an existing live-cam audience toward a creator's fan page.

It suits creators who already have — or want to build — a presence in the cam world and who want a content hub that openly welcomes explicit material. Because the official my.club site is a JavaScript app that reveals almost nothing to search engines (it returns only the tagline "Place to Showcase And Enjoy Exclusive Content"), the practical facts below are drawn from third-party creator reviews rather than a direct scrape of My.Club's own terms.

Fees and payouts

My.Club takes a flat 20% commission and creators keep 80%, and every current review agrees that split applies across subscriptions, PPV and tips alike. An older roster note claimed creators kept "100% of subscription revenue," but the 2026 reviews contradict it, so treat that as outdated. A 20% cut puts My.Club level with OnlyFans and Fansly rather than undercutting them.

Payouts are a genuine strength. Disbursements are automatic and weekly — reviewers specify Fridays — with a $50 minimum that varies by method, and per-method processing fees apply. The payout menu is unusually broad: eight options including Paxum, COSMO Payment, ACH/direct deposit, cryptocurrency (BTC, ETH and USDC), SEPA/EUR wire, Directa24, Yoursafe (formerly Bitsafe) and international IBAN wire. For creators outside the US who struggle with payout access on other platforms, that range — and the crypto support in particular — is a real advantage.

Content rules and verification

Signup requires both 18+ age verification and government-ID verification, and adult content sits behind that 18+ gate. My.Club leans into being explicitly NSFW: it markets a guarantee that it will stay adult-friendly and welcomes creators of all genders, including couples and transgender creators — a pitch aimed squarely at creators worried about censorship or deplatforming elsewhere.

The prohibited-content list is the industry standard: no minors, no non-consensual or unauthorized participants, no bestiality, no violence or extreme acts, no copyrighted material, and no illegal activity, harassment, hate speech or impersonation. Geoblocking tools are available so creators can restrict who sees their page.

Creator tools and discovery

The monetization toolkit is broad. Alongside subscriptions, tips and PPV, creators get custom and personalized requests with self-set pricing, mass messaging, a webshop, blog and storyline posts, Dreams and Goals crowdfunding with a wishlist, and multilingual support. The signature feature is an "AI digital twin" — an automated chat that engages fans 24/7 — in line with the Stripchat group's broader AI push. Video calls have appeared in the past, but reviews conflict on whether they're still active; at least one reviewer reports the feature was removed, so confirm it exists before you rely on it.

Discovery is the weak spot, and reviewers are consistent about it. On-platform you get search, content categorization, custom-domain promo pages (.com/.net/.club) and a browser extension to import content from other sites — but standalone organic reach on My.Club itself is thin. The growth engine is the Stripchat funnel, not native browsing. If you don't feed traffic in from cam or social, expect to work hard for followers. There's no native livestreaming either; instead the Stripchat integration shows fans when a creator is live on the cam side.

What creators say about it

Honest picture: there isn't much of an independent one. My.Club has no genuine Trustpilot track record and no substantive first-hand creator threads on Reddit, so the available sentiment comes largely from affiliate-adjacent review blogs. Those reviews are moderately positive — they praise the clean, user-friendly dashboard with clear earnings tracking, the competitive 80/20 split and payout flexibility, and single out the Stripchat integration as a rare alt-platform feature that actually brings in new fans.

The recurring criticisms are just as consistent: weak native discovery, customer support described as inconsistent or slow, and feature churn (the removed video calls). One detailed review landed at 3 out of 5 overall. Automated trust-checkers disagree sharply — Scam Detector rates the domain 14.8/100 while GridinSoft gives 75/100 — but Scam Detector's automated model tends to penalize adult and newer domains, so neither number should be read as a verdict on its own. Creators focused on chat-and-tip monetization might also weigh LoyalFans as a point of comparison.

How it compares — and the verdict

My.Club's 20% commission matches the mainstream — you won't save on fees versus OnlyFans, Fansly or FanCentro. Where it differs is the traffic story: most fan platforms leave discovery entirely to the creator, and My.Club at least offers a built-in pipeline from Stripchat. Its payout breadth, especially crypto, also edges out several competitors. If discovery and a polished fan experience matter more to you, an established name or one of the options on our alternatives list may serve better; for a broader survey, our reviews hub compares the wider field.

On balance, My.Club is a competent, openly adult-friendly platform that does the fundamentals well: a flat 20% commission, weekly automatic payouts, and eight cash-out methods including crypto. Its real edge is the Stripchat funnel, which genuinely helps with the hardest problem — getting fans in front of a new page. Its real limits are thin native discovery, patchy support and a reputation too sparse to fully verify. It's a strong add-on for creators already in the Stripchat orbit, and a more uncertain bet as a standalone home.