Creator platforms that pay by US bank transfer (ACH)

1. 1

   Joystick.tv★★★★★★★★★★4.0/5

   Joystick Wallet, check, ACH, Paxum, MassPay, Yoursafe, wire transfer ($2 fee most methods; $35 wire; $0 wallet).

   Platform keeps ~20%; creators keep 80% of tips, subscriptions and purchases — high for a live platform. · minimum Varies by method: $0 (Joystick Wallet), $50 (check/ACH), $100 (Paxum/MassPay/Yoursafe), $400 (wire).

   Read the full Joystick.tv review →
2. 2

   Stripchat★★★★★★★★★★3.9/5

   Paxum, CosmoPay, ePayService, Yoursafe, ACH/direct, checks, SEPA (EUR wire), international wire, Visa, and crypto (BTC, ETH, USDT, USDC).

   Platform keeps roughly 40-45% of token spend; models net about 55% on average (1 token = $0.05 to the model), with the per-token-pack cut reaching ~52% on some bundles. · minimum Method-dependent: $50 for Paxum, CosmoPay, ePayService and BTC/USDT; $100 for ACH/direct, checks, SEPA and ETH/USDC; $500 for international wire.

   Read the full Stripchat review →
3. 3

   Chaturbate★★★★★★★★★★3.8/5

   Paxum ($0.50), CosmoPayment ($1.00), ACH/direct deposit (free), SEPA ($8.95), Canada EFT ($8.95), check by mail, FedEx check ($40–$80), Bitcoin/Ethereum ($45 each, $200 min).

   Token freemium model — viewers pay ~$0.10 per token, the model is credited $0.05 (an effective ~50/50 split); established/Fan Club broadcasters can reach $0.06–$0.08 per token. · minimum $50 for standard methods (Paxum, ACH/direct deposit, SEPA, Canada EFT, check by mail); $200 for crypto (BTC/ETH) and FedEx check.

   Read the full Chaturbate review →
4. 4

   OnlyFans★★★★★★★★★★3.8/5

   Direct bank transfer (ACH), international SWIFT, wire transfer, e-wallets (Paxum, Skrill)

   20% platform fee — creators keep 80% of every revenue stream · minimum $20 via direct bank transfer (wires around $200 minimum)

   Read the full OnlyFans review →
5. 5

   LoyalFans★★★★★★★★★★3.7/5

   ACH (US), EFT (Canada), SEPA (EU), UK bank, Paxum, PagoMundo free; wire $20-45 fee; crypto $20 fee; no PayPal/Venmo/CashApp

   20% platform fee — creators keep 80% of all earnings · minimum $50 ($200 for international wires); smaller balances roll over to the next period

   Read the full LoyalFans review →
6. 6

   ManyVids★★★★★★★★★★3.6/5

   Direct deposit (~40 countries, $2 US / $5.50 intl fee), Paxum ($1 fee), Cosmopayment — all $50 minimum

   Split-rate: creators keep 60% on vid sales, bundles, pay-to-open messages and contest votes; 80% on Club subs, custom vids, tips and store items · minimum $50 default (creators can raise it to cut per-transfer fees)

   Read the full ManyVids review →
7. 7

   MintStars★★★★★★★★★★3.6/5

   USDC stablecoin, bank transfer / ACH, and direct debit (USDC was the only rail during a mid-2025 payment-processor transition).

   0% platform fee — creators keep 100%; a separate ~5% service fee is charged to fans (some review blogs describe the fan-side cost as up to ~10% processing). · minimum None — no minimum withdrawal amount is stated.

   Read the full MintStars review →
8. 8

   MyFreeCams★★★★★★★★★★3.6/5

   Direct deposit/ACH, EFT/bank transfer, check (mail or FedEx), international wire, Paxum, Skrill, CosmoPayment, Pagomundo and OKPay.

   Platform keeps ~40%; models are credited $0.05 per token and MFC states over ~60% of gross viewer spend reaches the model. · minimum $20 for most methods; $500 for international wire transfer.

   Read the full MyFreeCams review →
9. 9

   CamSoda★★★★★★★★★★3.4/5

   Direct deposit/ACH (US), mailed paper check, Paxum, and international wire transfer, with no listed payout processing fee (recipient banks may charge separately for wires). Some third-party reviews also mention crypto payouts, but CamSoda's own model docs list only the four methods above.

   Models keep roughly 50-55% of token value. CamSoda's payout docs cite a base near 0.05 dollars per token; review sources report a tier up to about 0.055 for high-hour, high-volume streamers, with the platform retaining the remaining ~45-50%. CamSoda does not publish a single official percentage, and one third-party review estimates the effective share nearer 60%. · minimum 20 dollars for US direct deposit (ACH), mailed check, and Paxum; higher for international wire (CamSoda's model docs list around 500 dollars, though one third-party source cites 1,000 dollars).

   Read the full CamSoda review →
10. 10

    My.Club★★★★★★★★★★3.4/5

    Eight options — Paxum, COSMO Payment, ACH, crypto (BTC/ETH/USDC), SEPA, Directa24, Yoursafe and international IBAN wire.

    Flat 20% platform commission across subscriptions, PPV and tips — creators keep 80%. · minimum $50 USD, varying by payout method, with per-method processing fees.

    Read the full My.Club review →
11. 11

    Playboy Club★★★★★★★★★★3.4/5

    Processed via third-party processors TLFPay / Intermark; USD-denominated, with any currency-conversion or bank fees the creator's responsibility. Specific rails (direct deposit, wire, e-wallet, crypto) are not publicly itemized.

    20% platform fee — creators keep 80% of their earnings. · minimum $50.00 USD account balance before a payout is released.

    Read the full Playboy Club review →
12. 12

    iWantClips★★★★★★★★★★3.3/5

    ACH/direct deposit and paper check (US, no fee), Paxum (US and international, no iWantClips fee), US bank deposit for international artists, and international wire ($8 fee plus a $20-$28 currency-processing fee); $25 fee for a voided check.

    40% platform cut on clips/store content (creators keep 60%); tiered elsewhere — 100% on iWantCustomClips customs, 85% on video calls, 80% on tips/tributes, 70% on PPV messaging and iWantPhone. · minimum $50 standard, $25 for US daily auto-pay, $100 for an international wire transfer.

    Read the full iWantClips review →
13. 13

    LiveJasmin★★★★★★★★★★3.3/5

    Paxum, ACH/direct deposit, international wire, EUR SEPA, WebMoney, cryptocurrency, PagoMundo, Pandablue, Cosmo Payment, ePayService, and US checks

    Tiered model revenue share: new models start at 30% and climb to about 60% on standard live/private streaming (the top standard tier reportedly needs roughly 2,500 USD in earnings per two-month period). Fan Club subscriptions pay models 80%; the marketed "up to 80%" mostly reflects Fan Club and referral income, not typical private shows. Credits are worth roughly 1 USD each, so the platform keeps ~40-70% of standard spend. · minimum 100 USD standard; 300 USD for EUR SEPA and international wire

    Read the full LiveJasmin review →
14. 14

    Pornhub Model Program★★★★★★★★★★3.3/5

    Direct deposit / ACH, paper check, Paxum, Cosmo Payment, and cryptocurrency

    35% commission on ModelHub content sales (creator keeps 65%); ~20% on tips and fan-club subs (keeps ~80%); free-view ads pay a fixed ~$0.69 RPM, premium views ~$40-45 per 1,000 · minimum $100

    Read the full Pornhub Model Program review →
15. 15

    CAM4★★★★★★★★★★3.2/5

    Paxum, Yoursafe, US and Canadian direct deposit, Euro wire (SEPA/SWIFT), USDT crypto, WPayments, Pinguino and Moneibox — plus a Cash-to-Tokens option to convert a balance back into tokens.

    Freemium token economy — each token is worth $0.10 to the model, with CAM4 keeping up to ~50% of viewer token spend (roughly a 50/50 split), improving toward the model only on large buyer bundles. · minimum $50 balance, which applies to essentially all payout methods.

    Read the full CAM4 review →
16. 16

    Cherry.tv★★★★★★★★★★3.2/5

    ACH via Segpay (US), Paxum (international), and cryptocurrency (BTC/ETH/USDT); some sources also list Skrill and bank wire.

    Advertised up to ~70% base revenue share on its model page (some reviews cite 80%+, and up to ~85-90% once you add a 15% lifetime referral cut and performance bonuses). But models are paid roughly $0.045-0.0575 per token, while fans buy tokens for about $0.10 each — so the effective share of fan spend is closer to 45-58%. · minimum $50 for model earnings. The separate CherryCash affiliate program has its own, higher minimum (reportedly around EUR 100, unconfirmed).

    Read the full Cherry.tv review →
17. 17

    JustForFans★★★★★★★★★★3.2/5

    Bank/wire transfer (Canada, Australia, Mexico, EU, USA, UK), Paxum for other countries, cryptocurrency, and ACH per some comparisons.

    20% platform commission (creators keep 80%; Exclusive Performers keep 85% on tips, private media, texting and store sales). Some third-party sources cite ~30%, so terms are not clearly published. · minimum $50 minimum payout.

    Read the full JustForFans review →
18. 18

    SextPanther★★★★★★★★★★3.2/5

    Direct deposit to a US/Canada bank account or a mailed check; no payout fees.

    No published platform %; per 2026 reviews creators keep 55% on text/picture/video messages, 75% on phone calls, and 80% on tips (SextPanther takes roughly 45%/25%/20% by service). · minimum $20 for both direct deposit and mailed check (one secondary source cites $50, with shortfalls rolling to the next period).

    Read the full SextPanther review →
19. 19

    SinParty★★★★★★★★★★3.2/5

    Paxum, cryptocurrency and international wire (affiliate-only: Cosmo Direct Deposit in the US, Moneibox in LATAM).

    20% platform fee — creators keep 80% of content sales (PPV, subscriptions, galleries); live streaming is a flat 5c per token, an opaque rate likely below the 80% headline. · minimum $20 via Paxum, $50 via cryptocurrency, $100 via international wire transfer.

    Read the full SinParty review →
20. 20

    FapHouse★★★★★★★★★★3.1/5

    Paxum, wire transfer, SEPA, ACH, plus crypto (BTC, USDT, ETH, USDC).

    Creator revenue-share not officially published; one secondary source estimates the platform keeps ~15-20% (unconfirmed). The cited 25%/10%/20% figures are FapCash AFFILIATE commissions, not the creator split. · minimum $50 (documented for the FapCash affiliate program; a separate minimum for model/studio content payouts is not publicly published).

    Read the full FapHouse review →
21. 21

    Streamate★★★★★★★★★★3.1/5

    Check (mailed/FedEx), ACH/direct deposit, wire transfer, Paxum, and a FirstChoicePay/regional e-wallet (SEPA where supported).

    ~65% platform cut / ~35% to the model on live cam shows (clip and video-store sales reportedly split closer to 50/50). · minimum $20

    Read the full Streamate review →
22. 22

    Clips4Sale★★★★★★★★★★3.0/5

    Check (US/Canada, no fee), ACH (US, no fee), wire ($20 US/CA, $45 non-EU intl), SEPA (EU, no fee, EUR), Paxum (no C4S fee), crypto/USDT ($10 fee)

    40% platform commission on clip sales (creators keep 60%); 80% to creators on tips/tributes and custom clips · minimum $50 USD (Canada $100; international stores $150)

    Read the full Clips4Sale review →
23. 23

    FanCentro★★★★★★★★★★3.0/5

    Direct deposit/bank transfer, paper check, Paxum, Cosmo Payment, crypto (USDT and Verge)

    20% platform fee — creators keep 80% of all transactions, with no separate billing fees per the official help center · minimum $100 — balances under the threshold roll over to the next month

    Read the full FanCentro review →
24. 24

    FeetFinder★★★★★★★★★★3.0/5

    Bank transfer/ACH or digital wallet, processed through the third-party provider MassPay.

    Mandatory seller subscription (~$4.99/mo Basic, ~$14.99/mo Premium) charged even with zero sales, plus a sales commission reported as either a flat 20% or 15% Basic / 10% Premium — sources conflict, so verify the live Seller Agreement. · minimum $30 before withdrawal.

    Read the full FeetFinder review →
25. 25

    FanSpicy★★★★★★★★★★2.9/5

    Paxum, cryptocurrency, international wire transfer, ACH

    20% commission — creators keep 80% of content sales, plus 5c per token on live streaming (marketing's 'up to 94%' is unverified) · minimum Paxum $20, ACH $20, crypto $20–$50 (FAQ answers conflict), international wire $100

    Read the full FanSpicy review →
26. 26

    ModelCentro★★★★★★★★★★2.9/5

    Paxum, Payoneer, checks, US ACH direct deposit, wire/international bank transfer, SEPA (EUR bank transfer), and USDT stablecoin crypto.

    No startup, maintenance or cancellation fees. Reviewers consistently report a stacked cut on direct-traffic signups — roughly 10% payment processing, then about 25% taken from the remainder — leaving creators about 65% net. Affiliate-referred subs incur an extra affiliate share. ModelCentro does not officially publish a creator-share percentage. · minimum Varies by method: Paxum ~$50, checks/Payoneer/US ACH ~$100, wire ~$500. SEPA (EUR) has no fixed minimum but adds ~2% currency conversion. Lowest is ~$50 via Paxum.

    Read the full ModelCentro review →
27. 27

    NiteFlirt★★★★★★★★★★2.9/5

    US bank direct deposit (ACH) and paper check; MassPay used for international/non-US sellers. No PayPal option.

    30% platform commission (creator keeps 70%) on calls, text, video, Paid Mail and Goody Bags; 50% on recorded calls, plus a per-minute connection fee charged to the seller (~$0.10 domestic / ~$0.30 international). · minimum $10 balance to use Express Pay (near-daily) payouts; the standard monthly payout has no stated minimum beyond a positive balance.

    Read the full NiteFlirt review →
28. 28

    OkFans★★★★★★★★★★2.9/5

    Bank rails only — SEPA, ACH, wire transfer and Paysera; no card, PayPal or crypto.

    20% platform commission — creators keep 80% across subscriptions, PPV, tips and paid messages. · minimum $10 minimum withdrawal.

    Read the full OkFans review →
29. 29

    Tempted★★★★★★★★★★2.8/5

    Six options: Paxum, ePayService, US Direct Deposit, CA Direct Deposit, Bitsafe eWallet + debit card, and Pinguino (with a $5 per-transaction fee).

    20% platform commission — creators keep 80% of subscriptions, tips and referrals. · minimum Varies by method: $50 (Paxum, ePayService, Pinguino); $100 USD/CAD (US/CA Direct Deposit, Bitsafe).

    Read the full Tempted review →
30. 30

    Unlockd★★★★★★★★★★2.8/5

    Bank transfer / ACH, PayPal, and cryptocurrency (Bitcoin, Ethereum).

    15% platform commission (creators keep 85%) — but a fan-side processing surcharge can push the effective cut toward ~35%. · minimum $100 minimum withdrawal.

    Read the full Unlockd review →

Not counted either way: Flirt4Free, HoneyDrip, JVID, SWAG (SWAG.live), SuicideGirls, Southern Charms, Uplust don't publish how they pay creators, so they are left off both lists rather than assumed. “We couldn't find out” is not the same as “no”.