Payout methods · 2026
Creator platforms that pay by Paper cheque
A cheque in the post. Slow, and still the only route some platforms offer in North America. 16 of the platforms we review pay out this way. Every line below comes from our review of that platform, researched from its payout pages where they exist and from creator reports.
- 1Joystick.tv★★★★★4.0/5
Joystick Wallet, check, ACH, Paxum, MassPay, Yoursafe, wire transfer ($2 fee most methods; $35 wire; $0 wallet).
Platform keeps ~20%; creators keep 80% of tips, subscriptions and purchases — high for a live platform. · minimum Varies by method: $0 (Joystick Wallet), $50 (check/ACH), $100 (Paxum/MassPay/Yoursafe), $400 (wire).
Read the full Joystick.tv review → - 2Stripchat★★★★★3.9/5
Paxum, CosmoPay, ePayService, Yoursafe, ACH/direct, checks, SEPA (EUR wire), international wire, Visa, and crypto (BTC, ETH, USDT, USDC).
Platform keeps roughly 40-45% of token spend; models net about 55% on average (1 token = $0.05 to the model), with the per-token-pack cut reaching ~52% on some bundles. · minimum Method-dependent: $50 for Paxum, CosmoPay, ePayService and BTC/USDT; $100 for ACH/direct, checks, SEPA and ETH/USDC; $500 for international wire.
Read the full Stripchat review → - 3Chaturbate★★★★★3.8/5
Paxum ($0.50), CosmoPayment ($1.00), ACH/direct deposit (free), SEPA ($8.95), Canada EFT ($8.95), check by mail, FedEx check ($40–$80), Bitcoin/Ethereum ($45 each, $200 min).
Token freemium model — viewers pay ~$0.10 per token, the model is credited $0.05 (an effective ~50/50 split); established/Fan Club broadcasters can reach $0.06–$0.08 per token. · minimum $50 for standard methods (Paxum, ACH/direct deposit, SEPA, Canada EFT, check by mail); $200 for crypto (BTC/ETH) and FedEx check.
Read the full Chaturbate review → - 4MyFreeCams★★★★★3.6/5
Direct deposit/ACH, EFT/bank transfer, check (mail or FedEx), international wire, Paxum, Skrill, CosmoPayment, Pagomundo and OKPay.
Platform keeps ~40%; models are credited $0.05 per token and MFC states over ~60% of gross viewer spend reaches the model. · minimum $20 for most methods; $500 for international wire transfer.
Read the full MyFreeCams review → - 5CamSoda★★★★★3.4/5
Direct deposit/ACH (US), mailed paper check, Paxum, and international wire transfer, with no listed payout processing fee (recipient banks may charge separately for wires). Some third-party reviews also mention crypto payouts, but CamSoda's own model docs list only the four methods above.
Models keep roughly 50-55% of token value. CamSoda's payout docs cite a base near 0.05 dollars per token; review sources report a tier up to about 0.055 for high-hour, high-volume streamers, with the platform retaining the remaining ~45-50%. CamSoda does not publish a single official percentage, and one third-party review estimates the effective share nearer 60%. · minimum 20 dollars for US direct deposit (ACH), mailed check, and Paxum; higher for international wire (CamSoda's model docs list around 500 dollars, though one third-party source cites 1,000 dollars).
Read the full CamSoda review → - 6iWantClips★★★★★3.3/5
ACH/direct deposit and paper check (US, no fee), Paxum (US and international, no iWantClips fee), US bank deposit for international artists, and international wire ($8 fee plus a $20-$28 currency-processing fee); $25 fee for a voided check.
40% platform cut on clips/store content (creators keep 60%); tiered elsewhere — 100% on iWantCustomClips customs, 85% on video calls, 80% on tips/tributes, 70% on PPV messaging and iWantPhone. · minimum $50 standard, $25 for US daily auto-pay, $100 for an international wire transfer.
Read the full iWantClips review → - 7LiveJasmin★★★★★3.3/5
Paxum, ACH/direct deposit, international wire, EUR SEPA, WebMoney, cryptocurrency, PagoMundo, Pandablue, Cosmo Payment, ePayService, and US checks
Tiered model revenue share: new models start at 30% and climb to about 60% on standard live/private streaming (the top standard tier reportedly needs roughly 2,500 USD in earnings per two-month period). Fan Club subscriptions pay models 80%; the marketed "up to 80%" mostly reflects Fan Club and referral income, not typical private shows. Credits are worth roughly 1 USD each, so the platform keeps ~40-70% of standard spend. · minimum 100 USD standard; 300 USD for EUR SEPA and international wire
Read the full LiveJasmin review → - 8Pornhub Model Program★★★★★3.3/5
Direct deposit / ACH, paper check, Paxum, Cosmo Payment, and cryptocurrency
35% commission on ModelHub content sales (creator keeps 65%); ~20% on tips and fan-club subs (keeps ~80%); free-view ads pay a fixed ~$0.69 RPM, premium views ~$40-45 per 1,000 · minimum $100
Read the full Pornhub Model Program review → - 9FanTime★★★★★3.2/5
Check, Paxum, and wire transfer.
Flat 20% platform commission — creators keep 80% of subscriptions, tips, messages and PPV content. · minimum $20 for check or Paxum; $500 for wire transfer.
Read the full FanTime review → - 10SextPanther★★★★★3.2/5
Direct deposit to a US/Canada bank account or a mailed check; no payout fees.
No published platform %; per 2026 reviews creators keep 55% on text/picture/video messages, 75% on phone calls, and 80% on tips (SextPanther takes roughly 45%/25%/20% by service). · minimum $20 for both direct deposit and mailed check (one secondary source cites $50, with shortfalls rolling to the next period).
Read the full SextPanther review → - 11Streamate★★★★★3.1/5
Check (mailed/FedEx), ACH/direct deposit, wire transfer, Paxum, and a FirstChoicePay/regional e-wallet (SEPA where supported).
~65% platform cut / ~35% to the model on live cam shows (clip and video-store sales reportedly split closer to 50/50). · minimum $20
Read the full Streamate review → - 12Clips4Sale★★★★★3.0/5
Check (US/Canada, no fee), ACH (US, no fee), wire ($20 US/CA, $45 non-EU intl), SEPA (EU, no fee, EUR), Paxum (no C4S fee), crypto/USDT ($10 fee)
40% platform commission on clip sales (creators keep 60%); 80% to creators on tips/tributes and custom clips · minimum $50 USD (Canada $100; international stores $150)
Read the full Clips4Sale review → - 13FanCentro★★★★★3.0/5
Direct deposit/bank transfer, paper check, Paxum, Cosmo Payment, crypto (USDT and Verge)
20% platform fee — creators keep 80% of all transactions, with no separate billing fees per the official help center · minimum $100 — balances under the threshold roll over to the next month
Read the full FanCentro review → - 14FC2 Contents Market★★★★★2.9/5
Bank/wire transfer, check (historically mailed from the US) and gift certificates redeemable for cash. Japan-centric rails; sellers report bank conversion fees of roughly 2,000 to 7,000 yen, mainly on overseas or check payouts.
20% commission on general content (creator keeps 80%); 30% on adult content (creator keeps 70%). Free to list, no seller subscription. Third-party guides note premium members and higher-volume sellers may get slightly reduced rates. Source: FC2 official Terms of Use. · minimum Earnings paid as FC2 Points (1 point = 1 yen). Official terms set no fixed minimum; creator guides report thresholds from a few hundred up to a few thousand yen by membership tier, with some older guides citing 10,000 points. No single clear figure is officially published.
Read the full FC2 Contents Market review → - 15ModelCentro★★★★★2.9/5
Paxum, Payoneer, checks, US ACH direct deposit, wire/international bank transfer, SEPA (EUR bank transfer), and USDT stablecoin crypto.
No startup, maintenance or cancellation fees. Reviewers consistently report a stacked cut on direct-traffic signups — roughly 10% payment processing, then about 25% taken from the remainder — leaving creators about 65% net. Affiliate-referred subs incur an extra affiliate share. ModelCentro does not officially publish a creator-share percentage. · minimum Varies by method: Paxum ~$50, checks/Payoneer/US ACH ~$100, wire ~$500. SEPA (EUR) has no fixed minimum but adds ~2% currency conversion. Lowest is ~$50 via Paxum.
Read the full ModelCentro review → - 16NiteFlirt★★★★★2.9/5
US bank direct deposit (ACH) and paper check; MassPay used for international/non-US sellers. No PayPal option.
30% platform commission (creator keeps 70%) on calls, text, video, Paid Mail and Goody Bags; 50% on recorded calls, plus a per-minute connection fee charged to the seller (~$0.10 domestic / ~$0.30 international). · minimum $10 balance to use Express Pay (near-daily) payouts; the standard monthly payout has no stated minimum beyond a positive balance.
Read the full NiteFlirt review →
Not counted either way: Flirt4Free, HoneyDrip, JVID, SWAG (SWAG.live), SuicideGirls, Southern Charms, Uplust don't publish how they pay creators, so they are left off both lists rather than assumed. “We couldn't find out” is not the same as “no”.
Paying by Paper cheque — FAQ
Q. Which creator platforms pay out by paper cheque?
16 of the platforms we review list paper cheque among their payout methods, led by Joystick.tv, Stripchat, Chaturbate, MyFreeCams. Each one comes from our review of that platform, and the full list is on this page.
Q. Does the payout method change what I keep?
Not the platform's cut, but it can change what lands. Several platforms charge a per-transfer fee on wires and crypto while paying bank transfers free, and payout minimums often differ by method. The platform fee itself is on our fees page; the per-method costs are in each review.
Q. How current is this?
Every entry comes from the payout terms recorded in that platform's review on this site, and each review carries its own last-updated date. Payout rails change without notice in this industry, so confirm the method on the platform before you rely on it.
Other payout methods
What each platform actually keeps
Headline share, the real take-home, and the payout minimum, for every platform we review.