Fees & payouts · 2026
OhChat advertises 80%. Here is what lands.
20% fee, keep 80% of NET after AI/compute + processing costs
What OhChat leaves you
Advertised take-home
$800
80% of $1,000
OhChat keeps
$200
Flat fee
That is the advertised figure, and the real one is lower. 20% fee, keep 80% of NET after AI/compute + processing costs. We record that this platform's effective take-home sits below its headline, but not a second percentage — so the number above is what OhChat says, not what we can promise you keep.
20% fee, keep 80% of NET after AI/compute + processing costs.
For context: 30 of the 61 platforms here with a headline share on record advertise the same 80%, so the headline rate separates almost nobody. What does separate them is whether they keep to it — on 33 of 71, the real take-home is below the number advertised. Compare all 71 →
The terms, from OhChat's own pages
- Platform fee
- 20% platform fee — creators keep 80% of NET revenue (net = receipts minus AI-generation/compute costs and third-party processing fees), so effective take-home sits below the headline.
- Fee type
- Flat fee
- Payout minimum
- Not publicly disclosed — the threshold is deferred to the private Creator/Digital Twin Agreement.
- Payout schedule
- Monthly payouts (OhFun Terms 3.1); the 5% lifetime referral earnings on onboarded creators are also paid monthly.
- Payout methods
- Handled by third-party payment processors — fiat and/or crypto, with USD as the primary currency; specific rails and minimums live in the unpublished creator agreement.
Other platforms that pay the same way
OhChat fees — FAQ
Q. How much does OhChat take?
20% fee, keep 80% of NET after AI/compute + processing costs. That leaves creators 80% as advertised — the real take-home is lower, for the reason above. 30 of the 61 platforms with a headline share on record advertise the same 80%.
Q. What is the minimum payout on OhChat?
OhChat does not publish a payout minimum in US dollars. Not publicly disclosed — the threshold is deferred to the private Creator/Digital Twin Agreement.
Q. Why would I keep less than 80% on OhChat?
Because the headline and the take-home are different numbers here. 20% fee, keep 80% of NET after AI/compute + processing costs. We record that the effective rate sits below the advertised one but not a second percentage, so treat 80% as the ceiling rather than the outcome. 33 of the 71 platforms on this site are in that category.
Q. Is OhChat cheaper than the alternatives?
It is the same as almost everywhere: 30 of the 61 platforms with a headline share on record advertise 80%. The differences are in the payout terms and in whether the headline holds.